In an age when it is becoming more and more difficult to secure credit facilities, selling your contracts becomes a viable source of raising capital. United Acceptance, Inc., (UAI) purchases automobile installment sales contracts (bulk receivables) from buy-here pay-here dealers, franchise dealers, finance companies and banks. Our bulk purchase program is simple and straightforward, and quick funding is available to assist your immediate cash flow needs.
Benefits of Partnering With UAI:
- Superb customer service
- Unbeatable customer satisfaction
- Seamless transition for your customers
- Reliable source of capital for your business since 1991
- NO limits to portfolio size
- NO vehicle year or mileage restrictions
- We will consider any make and model
- We purchase weekly, bi-weekly, semi-monthly, and monthly accounts
- Accounts have to be aged only 60 days, and be contractually current
- We fund quickly
- Have a true long-term partner that treats you fairly and is there when you need them

Interested in a Free Quote?
Getting a free quote is easy! To qualify, all accounts must have paid at least 60 days worth of regularly scheduled payments, and must be contractually current.
Click here to download a copy of our Dealer Application.
Needed Documentation
Spreadsheet or data file of accounts to be considered.
Click hereto download a copy of account spreadsheet.
If you need help downloading your account information to an excel format please call the toll free number, 888-951-9512 and ask for extension 5002. We will be glad to walk you through the process.
ORCopy of the payment history
Copy of the Installment Sales Contract (including VIN and mileage at time of sale)
Copy of Buyer’s Order/Bill of Sale
Copy of Customer Credit Application
Submission of Documentation
You can fax the paperwork to 770-799-1855
ORCall us at 888-951-9512
OROvernight the paperwork to:
United Acceptance, Inc.
2400 Lake Park Drive SE, Suite 100
Smyrna, GA 30080
Dowloadable Documents
Click here to download a copy of our Dealer Application.
Click here to download a copy of account spreadsheet.
If you need help downloading your account information to an excel format please call the toll free number, 888-951-9512 and ask for extension 5002. We will be glad to walk you through the process.
Business Office
Toll-Free: 888-951-9512Phone: 770-799-1800
Fax: 770-799-1855
Business Office Hours
Mon - Fri: 9am - 6pm, Eastern
Customer Service
Toll-Free: 888-951-9762Phone: 770-799-1810 Fax: 770-799-1805
Customer Service Hours
Mon - Fri: 8am - 11pm, Eastern
Sat: 8am - 5pm, Eastern
Mailing Address
United Acceptance, Inc.
2400 Lake Park Drive SE, Suite 100
Smyrna, GA 30080