Company History and Mission

United Acceptance, Inc., (UAI) is a financial organization, founded in 1991, that provides capital and servicing solutions to automobile dealerships that have a "buy here pay here" operation, captive finance companies, and independent finance companies.

The mission of UAI is to be a strong financial partner to used car dealerships, allowing them to accelerate their profits though the sale of their receivables, hence the UAI slogan "Profits Through Partnership". UAI prides itself on providing the absolute best service in the industry to both the auto dealer and the loan holder. This is accomplished by hiring employees who have strong ethics of work and character, and who go the extra mile to get the job done.

Forging strong long-term relationships with both auto dealers and our employees has contributed to the growth of UAI from a local Atlanta based company to an organization that purchases receivables across the nation.

Management Team

Mr. Mark A. Y. Perkins – President

Mr. Perkins is a co-founder and primarily responsible for running the financial aspects of the Company, including accounting, price structuring, planning, forecasting, and financing. Prior to UAI, Mr. Perkins held positions in the office equipment and software applications industries. He is a graduate of Idsall College in the United Kingdom.

Mr. William R. Peskin – Executive Vice President, Sales and Marketing

Mr. Peskin is also a co-founder of the Company. Prior to UAI, Mr. Peskin held various sales positions in the furniture industry and with freight companies such as Purolator Courier Corporation, Consolidate Freightways, and Greyhound. He is a graduate of Syracuse University.

Mr. Nicholas F. Brady, Jr. – Executive Vice President

Mr. Brady joined UAI in 1992 shortly after the company was founded. He handles dealer services and is also heavily involved in collections and vehicle recovery. Before joining UAI Mr. Brady was Division President of NCC, LP—a tobacco, candy, and grocery wholesaler. Prior to NCC, LP, he was Group Vice President of the southeastern division of Purolator Courier Corporation. Mr. Brady is a graduate of Trinity College in Hartford, Connecticut.

Mr. J.R. Edmiston – Senior Vice President, Operations

Mr. Edmiston joined UAI in 2006. Mr. Edmiston brings a wealth of knowledge with over 25 years experience in automobile and consumer finance, including over 15 years specializing in the bulk purchase of automobile receivables. Mr. Edmiston’s background includes 14 years with Century Acceptance where he was Vice President of Operations.

Business Office

Toll-Free: 888-951-9512
Phone: 770-799-1800
Fax: 770-799-1855

Business Office Hours

Mon - Fri: 9am - 6pm, Eastern

Customer Service

Toll-Free: 888-951-9762
Phone: 770-799-1810 Fax: 770-799-1805

Customer Service Hours

Mon - Fri: 8am - 11pm, Eastern
Sat: 8am - 5pm, Eastern

Mailing Address

United Acceptance, Inc. 2400 Lake Park Drive SE, Suite 100
Smyrna, GA 30080