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Our Mission

Our mission is to develop loyal partners & customers by meeting and exceeding expectations and contributing to their success. We will achieve this mission by providing timely accurate service in a courteous manner.

Our Management Team

Mark Perkins, Co-Founder and President/CEO
Mark has over 20 years of progressive experience developing strategic oversight for UAI, establishing standard setting initiatives, and creating a stable business environment. His responsibility for executive oversight for the Company has been his primary focus at UAI, in addition to running and leading the financial and technology aspects of the Company.Mark has led UAI through startup, survival, turnaround, and growth modes. Prior to joining UAI, Mark worked in a variety of industries, including office equipment and software application, which prepared him for leading the UAI team as an industry leader with the primary focus being UAI’s dealers, customers, and staff.

Nicholas Brady, Jr., Executive Vice President
Nick joined the company in the spring of 1992 shortly after it was founded. During his tenure with the company he has been intimately involved with customer service, dealer services, vehicle recovery & re-marketing, customer relations, and regulatory compliance. He has had a major hand in enhancing the efficiency of the company’s operations and its customer service. Prior to joining United Acceptance Mr. Brady held a number of senior management positions. He ran the south-eastern operations of a publicly traded, national courier company and he was also Division President of a wholesale distributor of tobacco, candy and grocery products to the convenience store industry throughout the southeast.

J.R. Edmiston, Senior Vice President, Operations
J.R. has over 34 years of experience in the consumer and automobile finance industries. JR joined UAI in 2006 as Vice President of Corporate Development overseeing the Underwriting/Pricing, Acquisitions, Funding, and all Recovery aspects of the business including the bankruptcy and insurance functions. While directing these functions, JR made an immediate impact to the Company by restructuring and expanding these departments, which ultimately sparked substantial growth for UAI beginning in 2006. Prior to joining UAI, JR worked with HouseHold Finance, Century Acceptance, SFG, and Mid-Atlantic Finance in various capacities bringing a vast amount of knowledge and skills to help the overall strategic oversight for UAI.

Kiran Singh, Chief Information Oficer & Head of Human Resources
Kiran is a seasoned executive with over 25 years of experience in general management, product management, strategy, marketing, and software development. At United Acceptance he has driven the company’s transition to the cloud while enhancing risk and pricing models, streamlining processes, reducing costs, and transforming culture. Prior to joining UAI, Kiran held leadership roles in marketing, business intelligence, and sales operations at CAN Capital, Nebula Partners, and ADP. He holds a Bachelor of Technology in Computer Science from Jawaharlal Nehru Technological University, Hyderabad; Master of Science in Computer Science from the University of Louisiana, Lafayette; and MBA from Ross School of Business at the University of Michigan.